FAQ : Legislation, DigiU.Wealth, Eywa

We incorporated the parent company DigiU Holdings Ltd ( https://opencorporates.com/companies/cy/HE413341 ) in the EU jurisdiction (Cyprus) in 2020 and are in the process of consolidating all business assets and intellectual property in that company. We have also registered an SPV company in Cyprus, DigiU Finance Ltd ( https://opencorporates.com/companies/cy/HE412565 ).

Cyprus is a respectable European jurisdiction with strict legal regulation. But at the same time, Cyprus is an affordable option in terms of financial expenditure.

The company's charter states that DigiU Holdings Ltd. has issued 200 billion shares.

A 10% stake in DigiU Holdings Ltd (i.e. 20 billion shares) will be distributed through crowd-investing. This 10% stake is held by DigiU Finance Ltd.

DigiU Finance Ltd has issued securities - notes, at the rate of 1 note = 1 share for this package of shares. The purpose of the notes, according to the prospectus of the issue, is to pay out to the owner of the note the return on shares of DigiU Holdings Ltd - dividends and other possible payments. It is these notes that the DigiU partners receive!

📝 ISIN is the International Securities Identification Number. The ISIN number consists of 12 digits. It serves as an identifier of the security when conducting transactions and other operations with the security. The notes issued by DIGIU FINANCE LTD. were assigned ISIN number CY0149382117 on 25 February 2021. The entire issue of DigiU securities - notes - has one ISIN number.

ISIN is a confirmation that we are completely legal in the registered jurisdiction, our documents have been thoroughly examined and approved by the lawyers of the regulator.

The ISIN number is issued by a National Numbering Agency (NNA ( https://www.anna-web.org/ )). Every country has its own NNA. In Cyprus, this role is performed by the Cyprus Stock Exchange ( https://www.cse.com.cy/en-GB/home/ ). Searching on these sites is possible for any person. In order to access the search, such person needs to be authorized.

KYC (Know Your Customer) is a compulsory process to identify and verify your customer's identity.

KYC verification is necessary in order to exchange DigiU shares for securities - notes. It is available to DigiU partners in 26 countries: Russia, Indonesia, Vietnam, Azerbaijan, Armenia, Belarus, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Turkmenistan, Ukraine, Uzbekistan, India, Poland, Czech Republic, France, Italy, Spain, Cuba, Lithuania, Latvia, Estonia, Ivory Coast, Croatia and Slovenia. You can get verified in your Personal Account ( https://lk.digiu.ai/cabinet/kyc ). In the near future, all other countries represented in the project will also be able to undergo KYC.

The DigiU notes are not structured yet. The underlying asset of the note is a share of DigiU.Holdings. The return on the notes = the return on DigiU shares.

ISIN number is assigned by the National Numbering Agency (NNA ( https://www.anna-web.org/ )). Each country has its own NNA. In Cyprus, this role is performed by the Cyprus Stock Exchange ( https://www.cse.com.cy/en-GB/home/ ). Anyone can search these sites. Authorization is required to access the search.

DigiU's legal department is currently in the process of structuring the business under European law. Once this process is completed, it will be possible to publish the audited accounts of the holding company DIGIU FINANCE LTD in accordance with the rules of the European Union. Until then we are not allowed to publish information so as not to violate the requirements of the law.

DigiU offers its partners 4 ways to earn at once:

⭐️Dividends.

You can invest in a project and receive dividends from your investments. We pay every six months and each time more and more! In 2022, we distributed dividends twice and paid out $177,000 in total. And on January 15, we paid out another $89,000.

⭐️DigiU technology products and their promotion.

You can invest in specific DigiU ecosystem products and profit from their monetization. For example, the DigiU.Wealth product, which has been making monthly profits in cryptocurrency for 2.5 years. The product has an affiliate program as well! Also, the potential EYWA unicorn is coming into commercial operation soon, and you can also earn money by investing in it!

⭐️Increase in the value of securities.

The bigger the opportunities and more global achievements of DigiU are, the higher the value of the company's shares is. By purchasing DigiU shares now, you can earn from selling them in the future. Part of the profit from the project will be used to buy securities back. We plan to buy back shares when the products and developments successfully prove themselves in the market.

⭐️Affiliate program and information promotion.

You can build a multi-level affiliate network and profit from the informational promotion of the project. Active partners have been successfully earning through the Affiliate Program since the beginning of the DigiU project.

It is the profit from DigiU.Wealth that allows us to pay dividends. The essence of its work is simple: we earn on commissions from exchange transactions in the DeFi market. The more funds there are in the management of the product, the more profit there is, which means more dividends!

Now we are working on the creation of new products and improving existing developments. Their monetization will help increase the overall capitalization of the company, and, therefore, your future payments.

And the first in line is EYWA, the potential unicorn of the DigiU ecosystem. It has already entered the technical mainnet, is currently undergoing audits and will enter commercial operation in the second half of the second quarter. 

Go to the section DigiU.Wealth in your user account. Choose the cryptocurrency and click "Top up Account". Enter the amount you want to deposit in USD, click "Go to the payment", and transfer the amount to your wallet indicated on the page. The minimum deposit amount is 500 USDT, 0.02 BTC or 0.50 ETH. Payment in instalments is not possible. The purchase of a DigiU share package is NOT an investment in DigiU.Wealth.

You may withdraw your profit once a month. You may also make a one-time withdrawal of your deposit. To do so, you will have to fill in the request form from the 2nd to the 5th day of each month. 

You can invest in DigiU.Wealth only with BTC, ETH, USDT. You get your profit in the cryptocurrency you invest in.

- 50% to DigiU.Wealth investor*. 

- 10% to the affiliate program.

- 40% for management costs, team remuneration and dividends. 

* The return to the investor can be up to 65% if the investment was made at an early stage.

❌"Holes" in smart contracts. We regularly conduct audits and crowd-audits by the best engineers.

❌The risk of problems for issuers of stablecoins (Tether, Circle etc). We do not use centralized stablecoins in pairs to BTC and ETH in favor of DAI.

❌Exchange rate risk. It is practically absent, because we pay the return in the same currency in which we accept investments.

❌DeFi exchangers will no longer be used. We know that DeFi is the future, and how to use current opportunities as best as we can!

Our primary focus is the B2B segment, business development. By solving the problems of specific DeFi and crypto projects that have their own audiences, we solve the problems of those audiences. We build a community based on that.

There are 2 big areas: data protocol and liquidity protocol.

The data protocol transfers messages between blockchains. It will charge for each message, for each byte of transferred data. It will be a fixed payment, which is independent of the current value of the token and determined by market conditions.

The liquidity transfer protocol involves more ways to make money:

1. Commissions for cross-chain exchanges of both stablecoins and other assets.

2. Commissions for bridging tokens between networks.

And of course, we plan a dividend model. 

It implies that once in some period of time the accumulated part of the fees for exchange operations will be distributed among DAO holders.

There are enough big wallet apps on the market right now: Trust Wallet, Metamask, etc. We don't see any point in developing our own wallet - we offer development by integrating our solution inside existing wallets.